Valued Contributor
creditnocash
Posts: 1,975
Registered: ‎07-23-2012
Re: October AA Meeting

‎10-05-2012 06:58 PM

Duncanrr wrote:
:smileywink: I don't drink n drive. That's just stupid.

Is there a FICO tipsy taxi I can call? :smileywink:

i meant drink and app. 

and the car was just in the repair shop and caused you to use your new cards and have high util. lol 

i would never drink and drive. 

as for that is that taxi free? and takes you to reverse bad decisions while drinking 101

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
(431 Views)
 
Valued Contributor
Duncanrr
Posts: 2,519
Registered: ‎06-08-2012
Re: October AA Meeting

‎10-05-2012 07:05 PM

:smileyhappy: yup. I avoided the crash in the wall but damn Hurricane Isaac managed to ding up my car. On a plus side, I got a Zync card while try still had them. I was planning on waiting till Nov to app. But for hurricane Isaac I would had missed out on getting it.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
(426 Views)
 
Valued Contributor
Dustink
Posts: 2,459
Registered: ‎10-02-2012
Re: October AA Meeting

‎10-05-2012 07:08 PM

aplast wrote:
The app and getting approved is great, but the "high" for me is calling that back door number and trying to sweet talk the analyst hoping being pleasant will get me a better CL. Haha anyone else enjoy those phone calls??

My name is Dustin, and I also enjoy sweet talking the credit department. They kindly tell me to be patience and in time more credit will be available. They offer me some courtesy rewards points, which just feeds my addiction.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
(421 Views)
 
Established Contributor
armbenderc
Posts: 880
Registered: ‎09-11-2012
Re: October AA Meeting

‎10-05-2012 07:13 PM

I'm trying very hard not to app. Today, I have Barclays apple visa fill out and let it sitwhile I watch tv. I'm also dying to get Walmart discover and not to mention Amex green card.

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (06/13) 738
2013: 3/1/13 - Discover IT (Approved), 3/4/13 - Amex BCE (Approved), 5/4/13 - CSP (Approved), 6/12/13 - Barclay Ring (Approved)
(412 Views)
 
Valued Contributor
Duncanrr
Posts: 2,519
Registered: ‎06-08-2012
Re: October AA Meeting

‎10-05-2012 07:16 PM

Sounds like someone needs to call their sponsor.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
(404 Views)
 
Valued Contributor
Dustink
Posts: 2,459
Registered: ‎10-02-2012
Re: October AA Meeting

‎10-05-2012 07:20 PM

armbenderc wrote:

I'm trying very hard not to app. Today, I have Barclays apple visa fill out and let it sitwhile I watch tv. I'm also dying to get Walmart discover and not to mention Amex green card.

We are here for you.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
(395 Views)
 
Established Contributor
maiden_girl
Posts: 1,168
Registered: ‎12-29-2011
Re: October AA Meeting
[ Edited ]

‎10-05-2012 07:31 PM - edited ‎10-05-2012 07:34 PM

LOL this thread is too funny.

 

I've been app free for 23 days. Smh...the joy of getting that approval but the low of getting that denial and the inquiry. *sigh* No more apps!

The truth is out there...
FICO scores: 707 (EQ) 702 (EX) 711 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 3k | Chase Freedom 4.5k
(379 Views)
 
Established Contributor
calihlove75
Posts: 724
Registered: ‎05-16-2012
Re: October AA Meeting

‎10-05-2012 08:07 PM

Just give me one more app...just one more and I promise I will stop..lol

100% Ficos: EX 743, TU 743, Walmart TU fico 749, EQ 744
Inquiries last 1 year/6 months: EX-2/0, TU- 5/0, EQ-1/0~
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
(339 Views)
 
Frequent Contributor
adavis425
Posts: 425
Registered: ‎02-14-2012
Re: October AA Meeting

‎10-05-2012 08:15 PM

I can quit whenever I want......:smileywink:

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM Discover | Discover it | JCP


(333 Views)
 
Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012
Re: October AA Meeting

‎10-05-2012 08:24 PM

just one more app..... spree!! :smileyvery-happy:

(321 Views)