Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
Re: Garden Club Meeting - October 2012

jsucool76 wrote:

gijoe4500 wrote:

MyCreditSucksTheMost wrote:

After only 50 days with my walmart card they doubled my limit to $1000. I'm so excited, this will cure my app itch for awhile.

 

So, I will continue to garden, and grow...


Hearing stuff like that irks me.  I've had my walmart card, with flawless history, for like 4 or 5 years.  And I'm only at a $700 limit.  They shoot me down for CLIs, even though I have another GE card at $2000.  I need to call their underwriting, and see what the deal is.  My TransUnion FICO is around 670.


They just CLId me from $500 to $800. All I did was mention the 18 month 0% financing offer and since it was for purchases of $429 or more it would basically max out my card. Said I wanted a new television and I asked for 800 dollars, she put me on hold for a minute came back and said "Congratulations, your new limit is effective immediately!"


i did the same. 

said i wanted to get 2 big screen tv's in the "future" being the relative term. 

asked fro 3k from 800 and they granted it next day. (told me they would send me a letter.) and i have no notifications it was a hard pull. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000