Re: Garden Club Meeting - October 2012
10-05-2012 04:14 PM
jsucool76 wrote:
gijoe4500 wrote:
MyCreditSucksTheMost wrote:After only 50 days with my walmart card they doubled my limit to $1000. I'm so excited, this will cure my app itch for awhile.
So, I will continue to garden, and grow...
Hearing stuff like that irks me. I've had my walmart card, with flawless history, for like 4 or 5 years. And I'm only at a $700 limit. They shoot me down for CLIs, even though I have another GE card at $2000. I need to call their underwriting, and see what the deal is. My TransUnion FICO is around 670.
They just CLId me from $500 to $800. All I did was mention the 18 month 0% financing offer and since it was for purchases of $429 or more it would basically max out my card. Said I wanted a new television and I asked for 800 dollars, she put me on hold for a minute came back and said "Congratulations, your new limit is effective immediately!"
i did the same.
said i wanted to get 2 big screen tv's in the "future" being the relative term.
asked fro 3k from 800 and they granted it next day. (told me they would send me a letter.) and i have no notifications it was a hard pull.
| Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
