Discover IT is the new More
[ Edited ]10-05-2012 03:48 PM - edited 10-05-2012 03:53 PM
Just in case, while verifying my application today with a senior analyst, I asked him, why I was pre app for More and the app button redirected me to IT. He told me, that this is normal now, the IT replaces the More. There will be no new More cards.
Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,300) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)
FICO: TU 726 (5/13) EQ 710 (5/22) EX 714 (1/26)
Re: Discover IT is the new More
10-05-2012 07:04 PM
Re: Discover IT is the new More
10-06-2012 09:17 AM
Any idea why the IT is equivalent to the More given the fee structure is radically different?
I haven't gone and looked at the source but I've recently been reading claims of some classes of fees being unenforceable now, were these applicable to the fee structure of the More card and if that was one of the driving factors, may more lenders be following suit in the future?
Interesting bit of information anyway, thank you for posting.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
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Re: Discover IT is the new More
10-06-2012 09:26 AM
No, no idea.
That is just what he told me, cause I thought this is funny. Being pre app for More and then being redirected to the IT app. I had to call in, because I did get the 5 to 7 day message and thought, it could be a good idea to ask.
Funny thing, the More is on the webside again today, yesterday it was not, at least for me.
I am not complaining, I wanted to do a PC after 30 days. This is even better. ![]()
Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,300) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)
FICO: TU 726 (5/13) EQ 710 (5/22) EX 714 (1/26)
Re: Discover IT is the new More
10-07-2012 05:30 AM
When I applied for the More last night, it didn't bring up anything about the IT, and the instant approval message was for the More. I don't really have a preference either way. I guess they are still making More cards!
Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)
Zero credit history to over 19k in credit in under a year...all thanks to this community!
Re: Discover IT is the new More
10-07-2012 05:36 AM
Hm, interesting. But you should be able to PC after 30 days, if you want.
Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,300) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)
FICO: TU 726 (5/13) EQ 710 (5/22) EX 714 (1/26)
