Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011
Re: Well at least I tried :)

 

LS,  40% isn't a big deal, it sounds a bit high if you're in the market for a credit product, but otherwise, lenders don't see that as worrisome.  I bounce between 20 an 85% all the time,  score follows  up and down but there's never been an AA from it.  Actually, near the higher end of the scale was when Discover called and gave me a CLI.

 

I really don't think you have anything to worry about at the 40% level.