Re: Student Citi Forward vs Regular Citi Forward?
10-06-2012 12:09 AM
I would just apply for the student card and have it converted later when you finish school and get a job. The cards may be the same and ask you the same info but Citi Student Forward is geared toward students and they won't be surprised getting your application and seeing your yearly income at 16k. You're more likely to get approved b/c they aren't expecting you to be making a lot of money being a student. Just my two cents.
FICO scores: 763 (EQ) 740 (EX) 751 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $8k balance remaining | 60 months @ 4.9% (First Time Buyer 12/2012)
Tradelines: Capital One (5k) | Macy's (1.1k) | Living Spaces (8.5k) | Ashley (5.5k) | Discover IT (2k) | Walmart Discover (3k) | Chase Freedom NPSL | Citi Simplicity (8.0k)