Frequent Contributor
Posts: 492
Registered: ‎07-24-2012
Re: Easiest Barclays CC to get??

+1 Apple Financing.  A lot of the approvals come on recon, so call them up after you apply if it's not an instant approval.


Don't be afraid to ask for a larger limit than anything you currently have.  When I apped for mine I told the credit analyst I was planning to buy the latest top of the line Macbook Pro and asked for $5000.  They gave me $2000, but considering my highest limit at the time was $500, I considered that a solid win.


So they're pretty generous with credit lines, even if you don't get exactly what you ask for.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12)
Current: EQ 670 (myFICO 9/8/14), EX 694 (Prosper 7/17/14) , TU 693 (WalMart 9/2/14) Goal: 700+ x3
My Wallet: Amex BCP $30k, Chase CSP VS $12.2k, Amex Zync NPSL (> 10k), C1 Venture VS $5k, Amex SPG $4.5k, Walmart (Store) $2.5k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Best Buy Rewards MC $500
My Loans: Prosper $25k/36mo
My Business: Chase Ink VS $5k