Today is day 5 in the garden and it is freezing.  I'm sitting here typing with gloves (the kind with holes in the fingers) on my hands as our furnace is on the fritz.  Looks like I'll be earning some rewards from a service-call to fix our furnace.

Decided to pull my TU report from here this morning and was pleasantly surprised to be at 790.  10 more points and I'll be in the 800 club.  I know the TU score here is antiquated, but it's the only TU score I have access to.  But I'll admit I do often get tempted to app for the Walmart card just to get another version of TU.  TU is my prettiest report as it is inquiry-free and has just one 30-day late payment from Feb 2010 (Sears/Cit).  I really should send a GW for that.  Can't hurt to try anyway.

FICOs: Walmart TU08 800 4/3/13; TU98 783 5/2/13; EQ 758 5/2/13; EX 741 (per US Bank 7/24/12)

My Wallet: Amex Gold NPSL w/Pay-Over-Time; Amex Optima Platinum $25K; Amex Costco TE $5K; Amex BCE $4K; BofA Visa $10.1K; Cap1 Cash Rewards Visa Signature $8K; Chase Freedom MC $7.5K; Citi Simplicity Visa $10.9K; Discover $5K; US Bank Cash+ Visa Signature $20K; Walmart Discover $10K

I'm just checking in for October, still here in the garden.  I can see something silver in the distant vicinity.

  FICO Scores: EQ:688 TU:695 EX:706

Gripping a Gloriously Gold Spade!

Gardening: NFCU nRewards $14k - USAA Rewards $4.5k - SDFCU Flexpoints EMV Chip+PIN $5k - BoA Travel Rewards EMV $4.5k

Well it looks like i'll have to wait another 30 days to get my bronze back.

Got a mailer for a local financing company and I bit to pay off some of this credit card debt. Waiting for the decision

I don't like the INQ but at least im doing it in the good of killing debt and not gaining!

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Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013

At this rate we may need to rename this to the Wall of Shame thread, or at least split that portion off to somewhere else

Anyway kicking it in the garden still sampling various German beers this month.

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Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)

Take the FICO Fitness Challenge

I am entering the garden, hopefully for a while

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Revelate wrote:

At this rate we may need to rename this to the Wall of Shame thread, or at least split that portion off to somewhere else

 

Anyway kicking it in the garden still sampling various German beers this month.

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?

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Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013

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Revelate wrote:

At this rate we may need to rename this to the Wall of Shame thread, or at least split that portion off to somewhere else

 

Anyway kicking it in the garden still sampling various German beers this month.

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Which ones, if I may ask? For I am from Germany, I am quite aware of a lot brands, as you can immagine

Joining the garden. After what I have achieved in the last 2 weeks, I guess it is a good idea to do some gardening and let the seedlings grow. Hope no Chase Freedom pre approval crosses my way ...

Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 690 (4/27) EX 714 (1/26)

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shakalaka wrote:

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Revelate wrote:

At this rate we may need to rename this to the Wall of Shame thread, or at least split that portion off to somewhere else

 

Anyway kicking it in the garden still sampling various German beers this month.

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Which ones, if I may ask? For I am from Germany, I am quite aware of a lot brands, as you can immagine

 

Joining the garden. After what I have achieved in the last 2 weeks, I guess it is a good idea to do some gardening and let the seedlings grow. Hope no Chase Freedom pre approval crosses my way ...

 

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Oh I should've posted German-style beers, my BevMo run for the "real" stuff hasn't happened yet this month.

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Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)

Take the FICO Fitness Challenge

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LS2982 wrote:

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Revelate wrote:

At this rate we may need to rename this to the Wall of Shame thread, or at least split that portion off to somewhere else

 

Anyway kicking it in the garden still sampling various German beers this month.

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?

 

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LS: I probably overstated it; however, the "I've been bad posts" (leaving garden / coming back immediately after random app) I had thought Tinu wished elsewhere but I am probably mistaken in that.  I guess I'm confusing things with the recent AA thread AZHeather started admittedly.

Tinu please set me straight on this one.

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Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)

Take the FICO Fitness Challenge

Well something to look forward too

Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 690 (4/27) EX 714 (1/26)