ive never paid through their site. but i push payments from my online banking. (as many as i want)

my balance always says 0 due since i pif before the statement even closes. 

they dont say due until statement cuts the next month. 

edit: as for cli. i believe its account open date not payments. ive had my walmart card since 7/28/12 and made no purchases until 9/12 pif 9/25. and got almost a 4* cli from 800 to 3k. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals: Freedom Signature Costco:True Earnings

Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000