Re: Easiest Barclays CC to get??

Cadillac-XTS · ‎08-20-2012

Hi all.

What is the easiest Barclays to get?

Thanks in Advance

jsucool76 · ‎12-11-2011

From how many approvals I've seen, probanly the apple financing Visa.

What are your scores, how are your reports? Any negs?

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

LS2982 · ‎04-09-2011

jsucool76 wrote:
From how many approvals I've seen, probanly the apple financing Visa.

What are your scores, how are your reports? Any negs?

I agree, this is one of their close to sub-prime cards but getsyou in the door with them.

Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013

dwmaso001 · ‎05-09-2012

I just got the Rewards card, FICOs only about 650-660.

Starting Score: 622 EQ Fico
Current Score: 654EQ 658 TU Fico
Goal Score: 720

Take the FICO Fitness Challenge

TheConductor · ‎07-24-2012

+1 Apple Financing. A lot of the approvals come on recon, so call them up after you apply if it's not an instant approval.

Don't be afraid to ask for a larger limit than anything you currently have. When I apped for mine I told the credit analyst I was planning to buy the latest top of the line Macbook Pro and asked for $5000. They gave me $2000, but considering my highest limit at the time was $500, I considered that a solid win.

So they're pretty generous with credit lines, even if you don't get exactly what you ask for.

Starting: EQ 626 (myFICO 7/22/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12) Current: EQ 665 (myFICO 2/13/12), EX 690 (CreditSesame FAKO 1/6/13) , TU 681 (WalMart 2/4/13) Goal: 700+ x3
My Wallet: Amex Zync NPSL (hidden limit > 10k), Barclaycard Apple V $2000, Walmart (Store) $900, BoA Cash Rewards V $500, ~~CreditOne Platinum V $600~~, Best Buy Rewards MC $500, Chase Freedom V $400
Dream Wallet: Amex BCP, Citi Dividend Platinum V , Chase Freedom MC, Chase Sapphire Preferred V, BoA Privileges Cash Rewards VS, UPromise MC, US Bank Cash+ VS, Amex ZYNC, Amex SPG, Amex Platinum, Andrews FCU Global V

Cadillac-XTS · ‎08-20-2012

She is going to apply and see what happens.

CruzImperial · ‎07-04-2012

I would say the apple visa but only because of popularity among posters. I don't really know about their criteria.

OptimasPrime · ‎08-17-2012

Honestly, I don't think Barclays underwirting varies wildly from product to product. I would just pick the one you want and go for it.

They seem to be pretty good about recons from what I've read around here as well

Cadillac-XTS · ‎08-20-2012

She has like 6 baddies. 1 is a 17 k repo from 6 years ago and 5 which total about $550 all together..She really wants the Priceline card but afford of the baddies

creditnocash · ‎07-23-2012

does she need the card now?

id wait until the repo falls off.

and try to pfd or gw those collections. they still hurt after 5+ years but affect it less then they would of if they were brand new.

edit: also does barclays have a preapproval site?

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000