Contributor
Elcid89
Posts: 567
Registered: ‎10-04-2012
Re: Barclays denied. Nervous about Recon call. Suggestions?

beautybrainsbooty wrote:
Decided to app for the Barclays Apple today while my reports are unfroze. I was denied and the only thing I can think of is maybe inquiries or the newer TLs reporting (all pif so utility should be near 0) on TU since my report is clean and absolutely nothing is late-ever. Scores are above average (see sig). I will call backdoor on Monday to do a recon however Im a little nervous about it, not sure what to expect. I need that MacBook!!!! How do I approach the call guys?

Barclay tends to be inquiry sensitive. Re:the call, just tell them that you want the app reconsidered, and hint that you are trying to make an Apple purchase and want to use their card to do it because of the special terms. Explain whatever they ask about in the best light possible without lying, and hope for the best.

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