Posts: 567
Registered: ‎10-04-2012
Re: Why would a CC lower your credit limit?

EaglesFan2006 wrote:
Thanks... That makes sense so I'm less worried now. I was just over-reacting to recent inquiries and a large purchase... But I always pay off or pay large each month.

If you REALLY want to have some fun with them, pay off a card, and then let it collect dust for a bit while you use a competing card from a different lender. They'll fall over themselves asking what they can do to get your business. When they do, you tell them what you want. Make demands, and they usually give in. Remember, they are making money off of you, so it is up to THEM to please YOU, not the other way around. You can always take your business elsewhere.


FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k