Posts: 567
Registered: ‎10-04-2012
Re: NAVchek Conditional Approval
[ Edited ]

knj601 wrote:
Our approval was finalized!! Yay!!

Congrats, and I told you so Smiley Tongue


With NFCU, conditionally approved usually (not always) means "we're inclined to approve, but we need some more info to verify that all is as advertised."


As we discussed earlier, they tend to hard pull on everything, so if you intend to pursue other products with them (loans, credit card) IMO it's a good idea to apply for them at the same time / close to one another, so the inquiries all hit at the same time and age together. YMMV though.


FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k