Regular Contributor
Posts: 173
Registered: ‎05-31-2012
can applying for a credit card raise a credit score?

I applied for and was approved for a Cap1 credit card with a $1,000 balance on 8/30.  Nine days later I got a score watch alert that my EQ score went up 19 points. This is before I even received the card.

The jump in my score can not be due to applying and receiveng credit, can it? I'm guessing its from some old derogs falling past the 4 years old but wanted to see if anyone might know.


ty in advance

Starting Score: EQ 609 EX 570 TU 656 March 2012 CH 7 BK 12/08
Current Score: EQ 691 EX 694 TU 713
Goal Score: all 3 700's.
Quicksilver $5000 Discover IT $1500 Barclays NFL $1250 Walmart $1500 CL Applied Bank $300 (secured)

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In the Garden till 12/14