Moderator
Shogun
Posts: 12,902
Registered: ‎04-15-2011
Re: can applying for a credit card raise a credit score?

True, if it's not reporting yet, it's not helping.  Probably older stuff coming off.  When it does report, you'll take a AAoA hit but that'll heal fast and the new TL will start decreasing util.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!