Re: Just did my very first app spree. Results are...

isoldmyatlas · ‎04-28-2012

After getting my first scores last night, I went ahead and applied for Amex Green, Discover More, and the Chase Amazon Visa just now. Originally was going to wait until next month, but figured it wouldn't make a huge difference. Instant approval for the Green! Instant approval for Discover More! 30 day message for Chase. I felt confident about being approved for the Green and More, but was more unsure about the Amazon card so no surprises there. Should I call a backdoor number on Monday? If so, which do you recommend using? I know lots of folks here have recon'd with Chase.

I'm not sure what sort of CL Discover approved me for but on the preferences section it asked me if I wanted an alert when my balance reaches $2700. So I'm guessing $3000?

I'm very happy. Getting the Amazon card too would be nice but the Green and More were definitely more important to me!

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!

Shogun · ‎04-15-2011

Congrats on your spree! Absolutely call the backdoor, why wait a month?

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

isoldmyatlas · ‎04-28-2012

I just called the automated app status line and now it says 7-10 days. I'll try a backdoor number after work on Monday! Maybe I can finagle a teensy credit limit out of them.

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!

Shogun · ‎04-15-2011

Update and let us know. Good Luck!

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

isoldmyatlas · ‎04-28-2012

Checked the backdoor numbers thread to see if there was an app status line for Discover so I could find out my limit, but I don't see one. I'll just wait for the letter

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!

isoldmyatlas · ‎04-28-2012

Nevermind, I googled like a smart person. $3000 from Discover! Wow!

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!

EandK23 · ‎09-12-2012

Congrats on the cards, CL, and I would definitely call on Monday!

Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780

Take the FICO Fitness Challenge

migliogiorni · ‎06-27-2012

Nice Starting CL with Discover.

Dallas Cowboys Fan

CSP: 5k
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k

isoldmyatlas · ‎04-28-2012

I know! I honestly figured my limit would be around $1000, maybe $1500 max. And I would have been totally OK with that. $3000 was a shock! I was under the impression Discover was pretty conservative with starting limits. I guess they really want me to put away my Cap1

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!

jd5189 · ‎08-14-2012

Congrats on the approvals.

From my experience:
30 Days - Denial
7-10 Days - Approval possibly pending verification

Definitely call in when you can!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.

Just did my very first app spree. (Update on P.3)

Re: Just did my very first app spree. Results are in!

Re: Just did my very first app spree. Results are in!

Re: Just did my very first app spree. Results are in!

Re: Just did my very first app spree. Results are in!

Re: Just did my very first app spree. Results are in!

Re: Just did my very first app spree. Results are in!

Re: Just did my very first app spree. Results are in!

Re: Just did my very first app spree. Results are in!

Re: Just did my very first app spree. Results are in!