Moderator Emeritus
Posts: 10,853
Registered: ‎12-30-2011
Re: BOFA graduation - halfway
It was a full year, perhaps a little early but I didn't call in like YC did which may have triggered an unsecuring from a nice rep.

You can request that it unsecures though, the rep actually stated that was the more common unsecuring trigger in her experience, and perhaps I didn't have to wait the full year but it also didn't hurt me any to do so. Accomplished everything I wanted to do FICO-wise and credit-wise so feelin no pain regarding the somewhat disappointing unsecuring.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 683, EQ 8 690, TU 710, EX 715 (01/01/15)
Goal Score: 700 on EQ 04 (01/01/16)

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