My personal opinion is that it is a positive thing.  You seem to be quite patient and understanding and take a methodical/intellectual approach to your credit.  I commend you and wish you the best of luck!

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Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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