Regular Contributor
Posts: 217
Registered: ‎09-25-2012
Re: BOFA graduation - halfway

Revelate wrote:
It was a full year, perhaps a little early but I didn't call in like YC did which may have triggered an unsecuring from a nice rep.

You can request that it unsecures though, the rep actually stated that was the more common unsecuring trigger in her experience, and perhaps I didn't have to wait the full year but it also didn't hurt me any to do so. Accomplished everything I wanted to do FICO-wise and credit-wise so feelin no pain regarding the somewhat disappointing unsecuring.

Since you waited a full year..Did you have to pay the annual fee or was that waived when graduating to an unsecure?


TU 746 (10/13)
GOAL: 750+