Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
Re: Dad got a Capital One CLI

collinsridge wrote:

Do you think Crapital One will ever lift this whole never give a CLI policy? I mean it has to change. They're losing customers because of it! They have to see it.


They're reviewing their policies, but I doubt it. It may change a little but your more than likely going to have to pull teeth the get any CLI's.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
Re: Dad got a Capital One CLI

collinsridge wrote:

Do you think Crapital One will ever lift this whole never give a CLI policy? I mean it has to change. They're losing customers because of it! They have to see it.


 

I agree completely with your reasoning. Whether or not Cap1 will ever decide to change policies... who knows???

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
New Contributor
creditdreamera
Posts: 65
Registered: ‎09-22-2012
Re: Dad got a Capital One CLI

Yeah, the whole Cap 1 thing confuses the heck out of it. I started at 300 with the platinum one, did the credit steps to go up to $500 where it stayed. Then early this year I applied for a Sony Visa (Cap 1 bank) and got approved for $500 and did the credit steps to go up to $750! My platinum Cap 1 would still be 500 if I hadn't sent the e-mail to the Executive office.

EX -682
EQ -658
TU -663
Frequent Contributor
minimock
Posts: 443
Registered: ‎10-23-2010
Re: Dad got a Capital One CLI

collinsridge wrote:

Do you think Crapital One will ever lift this whole never give a CLI policy? I mean it has to change. They're losing customers because of it! They have to see it.


It is their currnet business model, and untill they change models, nope. :smileyhappy:

 

 

 

Scores: EQ (FICO) - 730 | EX (FICO) - 722 | TU (FICO) - 713 - 06/25/2014



US Airways MC (5 K) | US Airways World MC (10 K) | Chase United Airlines Sig VISA (5K) | BOA Rewards Sig Visa (10K) Citi Dividend Plat MC (5.6K) | Discover Miles (6.6K) | AMEX BCE (7 K) | AMEX Plat Delta (11 K) | BOA PLAT (7.5K)