Frequent Contributor
shakalaka
Posts: 432
Registered: ‎09-10-2012
Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

‎10-06-2012 05:03 AM

Nice, Congrats, I managed Zync and IT with 6 and 7 months history. But they will pull all three cr most likely.


Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 694 (5/18) EX 714 (1/26)
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Contributor
SpiceIslander
Posts: 254
Registered: ‎02-01-2010
Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

‎10-06-2012 09:02 AM

That's incredible! Congratulations! Great Job/great scores!!!

Meg.


FICO: EQ 756 / TU 721 - 04/01/13 / EX 744 - 08/24/12 (AmEx)
FAKO: CK 731 - 04/01/13 / Quizzle 744 - 04/01/13
(283 Views)
 
Established Member
Hogue69
Posts: 23
Registered: ‎07-09-2012
Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

‎10-07-2012 03:13 AM

Awesome Atlas! I am almost at the same point as you, just about to reach my 5 month mark! How did you keep track before you purchased your FICOS, did you utilize any FAKO services to give you a rough idea?

Begin building credit with a clean slate 5/1/12!

Cards
Capital One Secured $400 limit
BOFA Secured $300 limit
PSECU Visa $2000 limit
(235 Views)
 
Regular Contributor
isoldmyatlas
Posts: 206
Registered: ‎04-28-2012
Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

‎10-07-2012 03:27 AM

I monitor my reports through CreditKarma and Quizzle. CK estimated my TU at 733 (FICO 715). My Quizzle FAKO says 693.

I checked CK last night and there was a pull from Amex, so I think they pulled all 3 bureaus since my history is so limited. Nothing from Discover though, so I'm guessing they pulled EQ. I believe Chase pulls Experian here in MA but I won't have a way of knowing for sure until a month from now when I get my next Quizzle update.
TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
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Moderator
Moderator
Revelate
Posts: 4,235
Registered: ‎12-30-2011
Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

‎10-07-2012 10:27 AM

isoldmyatlas wrote:

I know :smileyhappy: Next month I'll be shooting for a couple of cards that the new-to-credit people here have had luck getting - Discover More (It?) and AMEX Green (so I can have a 2012 membership year in case I apply for the HHonors in 2013).

Excellent plan.  Nice start so far, and a solid path to continue on, mucho congrats.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)

Take the FICO Fitness Challenge
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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

‎10-07-2012 10:37 AM

Congrats

(187 Views)
 
Regular Contributor
isoldmyatlas
Posts: 206
Registered: ‎04-28-2012
Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

‎10-07-2012 10:37 AM

Thanks Rev! I'll be joining the garden for sure once I have a definite answer about the Amazon card.

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
(186 Views)