Thank you all for replying : )

EQ score is from this website. FICO. But TU score I have posted is from their website.

I just checked my uti... and it's 40%..so I guess I should first lower my uti, and then wait a bit to apply for freedom.

+ I'll make sure to ask for cli before submitting app for Freedom!

BTW I notice they also have something called "high balance: $873" on my report.  I'm guessing it's the highest blance I have had so far.  Does anyone know why they keep such info? Does it count for anything?