Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
Re: Advice plz!! Chase Freedom !! (and some questions about score reports)

floridableu wrote:

Thank you all for replying : )


EQ score is from this website. FICO. But TU score I have posted is from their website.


I just checked my uti... and it's I guess I should first lower my uti, and then wait a bit to apply for freedom.


+ I'll make sure to ask for cli before submitting app for Freedom! Smiley Happy


BTW I notice they also have something called "high balance: $873" on my report.  I'm guessing it's the highest blance I have had so far.  Does anyone know why they keep such info? Does it count for anything? It gives other creditoers insight on how your using your other accounts when you apply for nerw credit.






Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014