Still here.

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Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
Goal Score: 776 FICO

Take the FICO Fitness Challenge

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shakalaka wrote:

Morning all,

 

raining like hell here, how should one have one fun in the garden ...

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Put on a raincoat and galoshes and go splash in the puddles???

Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 5.7k, Kay Jeweler's 5.1k

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tinuviel wrote:

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shakalaka wrote:

Morning all,

 

raining like hell here, how should one have one fun in the garden ...

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Put on a raincoat and galoshes and go splash in the puddles???

 

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That's one thing I actually miss living in S. Cali; I don't think that will ever get old regardless of my advancing age.  Course I'm not a fan of running or refereeing in the rain so I guess it balances out heh.

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Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 648, Wally TU 673, EX 687 (06/15/13)
Goal Score: 680 in all three (01/01/14)

Take the FICO Fitness Challenge

*runs in*

Ok, I'm back after going 3 for 3 with approvals I now have some beautiful seeds to plant next to my Cap1 seedling!  I'll be here a while tending to those.

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tinuviel wrote:

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shakalaka wrote:

Morning all,

 

raining like hell here, how should one have one fun in the garden ...

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Put on a raincoat and galoshes and go splash in the puddles???

 

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That reminds me too much like work.  Am at the South Texas Project Nuclear plant doing a tube cleaning project.  Rain gear, rubber boots, and water guns that shoot 400psi.

Last Hard Pull 05/24/2013

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Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!

Take the FICO Fitness Challenge

Frustrated and sad but determined!

No new apps and all cc below 10% ...by birthday in July. 

Still here in the garden.  After my app spree last month, I'm done for Until next year. 

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Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780

Take the FICO Fitness Challenge

Still app free...finally got that medical collection off so all clean Hopefully I still can find some motivation still not to app lol...

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $3k Discover More Student $1600 Wells Fargo Cash Back $1300 BankAmericard Cash Rewards $700 Chase Freedom $500 Capital One Journey Student Card $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500

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Myrtlegirl2 wrote:

Frustrated and sad but determined!

No new apps and all cc below 10% ...by birthday in July. 

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Welcome to the forums!

Yeah it can be tough on these forums especially to keep on one's plan; however, it sounds as though you're setting yourself up well for your future goals, and that's absolutely the right way to approach things.

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Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 648, Wally TU 673, EX 687 (06/15/13)
Goal Score: 680 in all three (01/01/14)

Take the FICO Fitness Challenge

Less than a week until I hit 4 months.

Every day is difficult, but understanding that my chances of approval go up with each CC payment I make gives me a reason to stay app free.  I want no wasted HPs, and if that means waiting another 30 or 60 or 90 days, so be it.

Good luck to all!