Moderator Emeritus
Posts: 11,916
Registered: ‎12-30-2011
Re: Pathway to getting this card? (SPG)

shakalaka wrote:

Zync is no longer available. You may go for Green I think.

 

Revolvers are harder to get, that is the reason why. Normally you are more likely to be approved for a charge card, but all depends on your history.


Pretty much this, but the Delta revolver has always been a different underwriting criteria than many of the Amex-branded cards, and even some of the other co-brands (SPG in particular historically).  I would agree the Green is probably easier to get right now than the Delta since we just saw a six-month history approval with the Green and I'd still stick with the idea that the Delta requires a year of history, but other than that the rest of the requirements have got to be close.

 

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
Goal Score: 700 on EQ 04 (01/01/16)


Take the myFICO Fitness Challenge