Re: Pathway to getting this card? (SPG)
10-07-2012 10:23 AM
Zync is no longer available. You may go for Green I think.
Revolvers are harder to get, that is the reason why. Normally you are more likely to be approved for a charge card, but all depends on your history.
Pretty much this, but the Delta revolver has always been a different underwriting criteria than many of the Amex-branded cards, and even some of the other co-brands (SPG in particular historically). I would agree the Green is probably easier to get right now than the Delta since we just saw a six-month history approval with the Green and I'd still stick with the idea that the Delta requires a year of history, but other than that the rest of the requirements have got to be close.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 670, Wally TU 700, EX 718 (11/29/13, EX 07/11/13)
Goal Score: 680 in all three (01/01/14)
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