Regular Contributor
Posts: 207
Registered: ‎07-07-2008
Re: can applying for a credit card raise a credit score?

Yes a hard inquiry can sometimes raise your score. It depends on which bucket you are for your range of scores. If there are no inquiries reporting, probably because you stopped seeking credit due to derogs, this snapshot could be different from your peers in the same score bucket who have been active in applying for credit over a one yeard period, and expected to be doing so. 


My score behaved the same way too over a 2 month period.