Moderator Emeritus
Posts: 13,355
Registered: ‎12-30-2011
Re: Help and Advice with UTI and Credit Scoring?

I'm not a mortgage expert but don't most people traditionally refi via FHA assuming you meet their loan limit criteria? Your score will likely be irrelevant as long as it's above the minimum threshold and I would be absolutely stunned if you were below that.

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
Goal Score: 700 on EQ 04 (01/01/16)

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