Contributor
CreditEd
Posts: 140
Registered: ‎07-01-2012
Re: Citi Diamond Preferred

‎08-15-2012 08:55 PM

Had a 699 EXP score in July with a 9% util ratio. Could't squeeze an extra point anywhere...  I also just took the 0% cash option

All Thanks to myFico:
AMEX Business Platinum (NPSL) | AMEX Business SPG ($25,000) | AMEX Delta Sky Platinum ($10,000 | AMEX H. Honors ($2,000) | Citi Hilton Honors Reserve ($14,000) | Citi Diamond Preferred ($4,700) | Citi ThankYou Preferred ($3,200) | Chase Freedom ($3,000) | FNBO Platinum MC (awaiting the limit) | HSBC Platinum ($2,000) | US Bank Cash+ Visa Signature ($5,000)
(1,213 Views)
 
Valued Member
flipdc
Posts: 34
Registered: ‎08-07-2011
Re: Citi Diamond Preferred

‎08-16-2012 09:07 AM

I have 3 cards from citi, the platinum with 5k started out 1 k in December and got 4k more in cli in june. By July I app for simplicity with 3k limit with 658 fico score thru eq. Just last week I app for cities diamond with 1k limit with 640 fico thru eq.
FlipDC
Starting Score: 638 fico eq 7/11
Current Score: 648 fico eq 8/12, 686 fico tu 8/12. 1/13 TU 661
2013 Score: EX 654, EQ 610, TU 625
Goal Score: 740 1/14
In my Wallet: Discover more 4k,Citi plat 5k,Citi simplicity 3k,Citi diamond 1k,Cap1 cash 750/2500,Cap1 plat 750/2500,Kanes Furn, Walmart 900/2200, Macys 600.
(1,180 Views)
 
Regular Contributor
Bay_Area_Joe
Posts: 128
Registered: ‎10-05-2012
Re: Citi Diamond Preferred

‎10-07-2012 02:16 PM

I got mine 3/2012.  8300 CL.  FICO was 757

$ 144,350 IN TOTAL CREDIT LINES.
MyFICO EQ 774 on 3/13/13 , MyFICO TU 786 on 3/22/13, Exp Score 742 on 3/13/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 5k, Citi MC Diamond Preferred 10.3k, Chase Marriott PR Sig Visa 7k, Chase Priority 8.4k, Sams Discover 3k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 11.8k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa, 10k Wells Plat Visa 6k RC Willey 5k Discover IT 3k
(1,019 Views)
 
nisargshah12
New Member
nisargshah12
Posts: 18
Registered: ‎09-23-2012
Re: Citi Diamond Preferred

‎10-07-2012 03:19 PM

I was approved for this card with 680 fico score.

(999 Views)
 
Regular Contributor
konabill
Posts: 117
Registered: ‎12-09-2009
Re: Citi Diamond Preferred

‎10-08-2012 01:02 AM

brcamacho wrote:

Right now I'm sitting at a 654 TU score with just under 4 years of History 10% Utilization.

Did you app???  




TU 802 EQ 806
*USAA*PENFED*NFCU*AMEX*DISCOVER*CiTi*WALMART*BESTBUY*
(935 Views)
 
Moderator
Moderator
tinuviel
Posts: 3,868
Registered: ‎11-02-2010
Re: Citi Diamond Preferred

‎10-08-2012 10:08 AM

I got approved towards the end of August. 723 EQ and $6800 CL.



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
(891 Views)
 
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012
Re: Citi Diamond Preferred

‎10-08-2012 12:36 PM

Ahh I want this card sooooo bad too!! Lol
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
(864 Views)
 
clh4809
New Visitor
clh4809
Posts: 4
Registered: ‎12-09-2012
Re: Citi Diamond Preferred

‎12-09-2012 08:56 AM

I received a pre-approved offer in the mail from Citi in September.  Applied for the Diamond Preferred and was instantly approved for $2k. My FICO was somewhere around 670, maybe a little less.  I had just app'd for Discover More and GE store cards at the time and were approved for all of them as well.  I'm not sure how many inquiries I had on my report at the time, but there were at least a few. 

(666 Views)
 
CreditPower700
New Member
CreditPower700
Posts: 3
Registered: ‎12-09-2012
Re: Citi Diamond Preferred

‎12-09-2012 01:02 PM

I just got an offer in the mail, I currently have a 650 with EX, with 38% utilization. I have till Feb 2013 to submit according to the preapproval letter. I'm going to wait till I pay down on my balances and make utilization 0% plus I have 4-5 queries that are dropping off in about 2 weeks.

 

According to my report Citi ran my credit back in August 2012 when i had 658EX.

(12\11\2012) EQ 708 FICO TU 690 FICO EX 660 FAKO

Never forget what it felt like to be F'd up and you'll always be on top.
(632 Views)