Posts: 14,051
Registered: ‎04-15-2011
Re: Pruning the Garden

Some say don't close cards, it'll hurt your credit.  But after you've gotten to the point where you've graduated to prime cards, it just makes sense to ditch the subprimes with AFs.  If they don't have an AF sock drawer them.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!