Make sure that none of your cards are reporting more than 89% usage. 90%+ of CL usage seems to get lenders very nervous and FICO may give you a pretty good ding for that.

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Starting Score: EQ 658 6/18/12
Current Score: EQ 703 11/9/12 TU 693 10/23/12
Goal Score: EQ 720+ by 6/1/13
Take the FICO Fitness Challenge