Posts: 14,051
Registered: ‎04-15-2011
Re: Help and Advice with UTI and Credit Scoring?

For max utility boost, have all cards report for $0, then have one report for 9% or less.  Good Luck!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!