I'm in NCSECU but I never tried for a credit card from them.  I have an auto loan, and they were pretty conservative about how much they thought I could afford so I did not get as much as I wanted.  If the credit card approvals are anything like the loan approvals, they go by more than just your score.  Income and debt ratio are important.

I know a lot of people who bank with NCSECU and I know no one that has their card...maybe b/c its a basic card with no rewards and low APR...but still I don't know any one with the card

I've seen a couple co-workers pull theirs out when we all go to lunch, but I'm not into discussing finances with my co-workers so I don't know any more details.  But I can reassure you that some people do get approved.  Must have to do with income, because they're all higher up on the corporate ladder than me!

*update*..went on an app spree recently and among my deired creditors was NCSECU. I applied and after 3 days i was approved for $750. My lowest limit but i was surprised at the approval seeing how conservative they are..so i guess getting a card from them CAN be done

W0W...such a small limit...

Dallas Cowboys Fan
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k

I wonder how they are with CLIs after good useage.

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Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

they don't do auto-CLI's. You have to apply for CLI (hard pull). I won't be trying for any increase anytime soon