Contributor
dhon55
Posts: 88
Registered: ‎08-20-2012
Got First Credit Card - Next Step?

Hi everyone,

 

I just got my first credit card--the student card from Wells Fargo as I have posted before, with a $1,600 CL.  Still waiting to receive it.  In August I applied for the Capital One secured card (back when my income was lower), but the income was insufficient so I was denied.

 

I was just looking for some advice on what to do next.  I would like to have as many lines of credit going as possible to get a good start, but with the two recent inquiries, am wondering what you guys think I should do next.  Should I wait for the Wells Fargo to report until I apply again for anything?  And what should I try to apply for next (or should I wait a while before starting anything?).  With just one card, I feel like I should get another card to have at least two going right now.  :smileywink:

 

Just looking for a gameplan!

 

Thanks!


Goal Scores: 720+ (Experian Lender Pull 09/13): 733; Discover TU (01/14): 751; Walmart TU08 (02/14): 754;
WF Platinum (10/12) $1,600; WM Discover (12/12) $5,500; Amazon GE (12/12) $2,500; CapOne Quicksilver (12/12) $750; Discover IT (01/13) $1,000; Chase Amazon (02/13) $2,500; Citi Forward Student (02/13) $2,000; AMEX BCE (09/13) $15,000