Absolutely not!  No inqs, no new credit.  General rule is no apps 6 months out from your mortgage.  Just wait till your mortgage is funded then add a replacement card.

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Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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