Re: HSBC Closed My card
10-07-2012 07:08 PM
While that HSBC card is closed, it will continue to report for the next 10 years or so. You have zero balances on your 3 remaining cards, so your UTIL is just fine. IMO, you don't need a new credit card right now. Do not app for anything right now - you are too close to beginning the process for a mortgage. Plant yourself in the garden, at least until after you close on your home purchase and your loan is funded.
FICOs: Walmart TU08 800 4/3/13; TU98 783 5/2/13; EQ 758 5/2/13; EX 741 (per US Bank 7/24/12)
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