Posts: 88
Registered: ‎08-20-2012
Re: Got First Credit Card - Next Step?

I know that would have been ideal, I just didn't expect to get denied for my first one, so I went ahead and applied for the second one a month later.


Do you think from where I'm at now, I should still wait to apply for another account?  I'd like to eventually get into the cycle of doing app sprees and gardening, but I'd feel more comfortable with at least another account on the report before I wait a year.

Goal Scores: 720+ (Experian Lender Pull 09/13): 733; Discover TU (01/14): 751; Walmart TU08 (02/14): 754;
WF Platinum (10/12) $1,600; WM Discover (12/12) $5,500; Amazon GE (12/12) $2,500; CapOne Quicksilver (12/12) $750; Discover IT (01/13) $1,000; Chase Amazon (02/13) $2,500; Citi Forward Student (02/13) $2,000; AMEX BCE (09/13) $15,000