Established Contributor
Posts: 560
Registered: ‎09-29-2012
Re: Got First Credit Card - Next Step?

Shogun wrote:

Just a suggestion, if you're going to app, do it in spree.  That way HPs all age off at the same time rather than slowly slipping off over months.  Just my personal opinion.

So i may be too new to challenge your advice or to give out my own (and i know that many ppl on this forum love sprees and are sucessful), but aren't app sprees frowned upon?


I read that these socalled app sprees can be seen that a borrower is in bad need of credit and thus a much more riskier applicant.