Finally Got my Cap1 Auto CLI now what?
[ Edited ]10-07-2012 09:24 PM - edited 10-08-2012 12:26 PM
Hey All,
So I logged into my cap1 credit card account, and noticed that my everyday (Journey) student cash rewards card with a $300 limit is now $500. I haven't contacted them to see whether they can issue me another increase; but my question is, am I now capable of requesting cli? or am I still in the steps program? Thanks in advance!
Re: Finally Got my Cap1 Auto CLI now what?
10-07-2012 09:32 PM
I'm afraid that is as good as it gets. With the credit steps program you get 1 whole CLI and that's about it.
Starting Score: 504Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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Re: Finally Got my Cap1 Auto CLI now what?
10-07-2012 11:07 PM
kpresod wrote:Hey All,
So I logged into my cap1 credit card account, and noticed that my everyday cash rewards card with a $300 limit is now $500. I haven't contacted them to see whether they can issue me another increase; but my question is, am I now capable of requesting cli? or am I still in the steps program? Thanks in advance!
If you lived to be a zillion years old..your credit limit would still be $500 ![]()
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Re: Finally Got my Cap1 Auto CLI now what?
10-08-2012 01:46 AM
kpresod wrote:Hey All,
So I logged into my cap1 credit card account, and noticed that my everyday cash rewards card with a $300 limit is now $500. I haven't contacted them to see whether they can issue me another increase; but my question is, am I now capable of requesting cli? or am I still in the steps program? Thanks in advance!
Get on the bandwagon, start your daily regiment of punching the "Modify Your Features" Monkey button LOL
Scores: EQ (FICO) - 719 | EX (FAKO) - 710 | TU (FICO) - 710 - 03/13/2013
Barclays US Airways MC (5 K) | Chase United Airlines Sig VISA (5K) | BOA Rewards Sig Visa (10K) Citi Dividend Plat MC (4.2K) | Discover Miles (4K) | AMEX BCE (7 K)
Re: Finally Got my Cap1 Auto CLI now what?
10-08-2012 06:49 AM
Lol...geesh! well I called the Exec office, and a really nice lady is currently overlooking my account information. She said she would get back to me with some results, and told me not to worry....then she went further saying whether or not I receive a credit line increase or not she would make sure that I get some type of reward! So I guess I'll just wait it out
.
Re: Finally Got my Cap1 Auto CLI now what?
10-08-2012 08:01 AM
Good luck, but the builder/rebuilder will not grow normally. And remember, if CapOne does a HP, it will almost always be on all three cr.
If you have enough history, go for a prime card.
What other TL you have?
Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)
FICO: TU 726 (5/13) EQ 694 (5/18) EX 714 (1/26)
Re: Finally Got my Cap1 Auto CLI now what?
10-08-2012 09:55 AM
kpresod wrote:Lol...geesh! well I called the Exec office, and a really nice lady is currently overlooking my account information. She said she would get back to me with some results, and told me not to worry....then she went further saying whether or not I receive a credit line increase or not she would make sure that I get some type of reward! So I guess I'll just wait it out
.
see people like you who are gonna make that exec number just like any other CSR number. What makes you think you deserve a CLI? you have had this card for what 6 months? and the reason you went with cap1 is because you have no history or bad history? i know this forum is for helping people thats why i first shared the Exec number but this is not helping people! these people with no credit/bad credit feel entitle to CL's they dont deserve or cant handle. You guys are just ruining it for the people who deserve the CLI's and have proven it with years of ontime payments.
Im my wallet - Cap1 Cash Rewards(500) Cap1 Platinum MC(2000) Chase Freedom(1000) AMEX BCE (2000)
Re: Finally Got my Cap1 Auto CLI now what?
10-08-2012 10:16 AM
@tylaw first and foremost! I'm pretty sure I did not post the number/numbers. All I simply stated is that I contacted Cap1's Exec office. I'm most certain that there's more than one exec office(s). Secondly, I was pm'd months ago (take a look at my registration date) with such information......so who are you to tell me that I can't contact the executive office if I believe/deserve a credit line increase/rewards would be necessary to my everyday usage etc....especially being a VALID CUSTOMER like everyone else? Just for the simple fact that I mentioned "exec office" it seems as if it's a big issue for you? do you work for them? If so, then change the number(s) to give yourself a peace of mind. Lastly, this forum is for helping like you stated, and there's nothing wrong with sharing information. Until you find a post of which I posted such information; due all respect mind your business!
