Regular Contributor
kwazziee
Posts: 148
Registered: ‎09-26-2011
Re: Recon for chase freedom success!

jnkp2001 wrote:

I just got the denial letter yesterday.  It said because I had a bankruptcy.  My bk is over 7 yrs old!:smileyfrustrated:   I'll admit I have a high utilization.  so, my question is, If I do a recon, do they just look at the bk?  and can they tell me what my score was?  Thanks for the help.


They will more than likely to look at your overall CR and not just your BK. In any case when you are denied for any credit you have the right to request your score.

 

Just so you know, instead of hijacking this thread make another thread and I am sure you will get more response to your question.

 

Regular Contributor
jnkp2001
Posts: 135
Registered: ‎01-04-2012
Re: Recon for chase freedom success!
[ Edited ]

how am I hijacking this thread?  It's about Chase freedom card....:smileywink:

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
Re: Recon for chase freedom success!

Congrats and welcome to the Chase family!! 

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
Re: Recon for chase freedom success!

jnkp2001 wrote:

how am I hijacking this thread?  It's about Chase freedom card....:smileywink:


 

While it's true that this is about the Freedom card from Chase, the OPs experience with this matter is a bit different from yours. You have a question that is specific to YOUR experience. So, posting a separate thread would most likely result in your getting better responses, as your question wouldn't be buried in the middle of someone else's thread. :smileyhappy:

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012
Re: Recon for chase freedom success!

Congrats! Nice success story.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
Re: Recon for chase freedom success!

Congrats on recon success! Never take a HP without attempting a recon! :smileyvery-happy:

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)