jnkp2001 wrote:I just got the denial letter yesterday. It said because I had a bankruptcy. My bk is over 7 yrs old!
I'll admit I have a high utilization. so, my question is, If I do a recon, do they just look at the bk? and can they tell me what my score was? Thanks for the help.
They will more than likely to look at your overall CR and not just your BK. In any case when you are denied for any credit you have the right to request your score.
Just so you know, instead of hijacking this thread make another thread and I am sure you will get more response to your question.
jnkp2001 wrote:how am I hijacking this thread? It's about Chase freedom card....
While it's true that this is about the Freedom card from Chase, the OPs experience with this matter is a bit different from yours. You have a question that is specific to YOUR experience. So, posting a separate thread would most likely result in your getting better responses, as your question wouldn't be buried in the middle of someone else's thread. 
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 5.7k, Kay Jeweler's 5.1k
