Do you have to be in the military to join up?

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Starting Score: 543
Current Score: 612
Goal Score: 650

Take the myFICO Fitness Challenge

I currently have 2 family members serving in the Air Force and 2 uncles retired from the Army. This might be my cue to join up

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Starting Score: 543
Current Score: 612
Goal Score: 650

Take the myFICO Fitness Challenge

oh if you can get in then do it! be prepared to show documentation of the relationship just in case-but it is completely 100% worth it! best of luck!

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score

Congrats... I applied with them a couple months ago and was denied.  My credit scores have since improved and I am considering trying again, especially after your success story.

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rm3 wrote:

Thanks to all for the congrats. Any advice anyone????

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Use your card regularly and PIF every month. After 6 months give them a call for a CLI.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%

 Would you suggest PIF before statement cuts or by the due date on the bill?

Starting Fico: 536 (3/12)--Current Fico: 647 (4/13)--TU Fico: 687 (4/13)--EX Fico: 617 (4/13)
         

Use the card - sparingly. Make sure you keep the reporting balance at <$50. In 6 months, you'll get a nice big, fat increase.

I took a chance and sent a message to Navy FCU to request a CL increase on my new n-rewards visa and I just received this message:

Navy Federal Response 10/11/2012 : Thank you for your message. We are pleased to inform you that we have approved your increase to $2,000.00. If we can be of any further assistance, please let us know.

I am screaming on the inside and wish i could do a back flip right now! I love this forum and NavyFCU!!! :-)

Starting Fico: 536 (3/12)--Current Fico: 647 (4/13)--TU Fico: 687 (4/13)--EX Fico: 617 (4/13)