Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
Pulled the trigger early!
[ Edited ]

I pulled the trigger earlier than expected on the Chase Freedom card!! My plan was to wait until my UTIL was down before applying for the card but I was in a good mood. So glad I went ahead with it!! Was instantly approved!!

 

So of course you get THIS message when you apply online.

 

Called the backdoor number to find out my limit!! It's $3k and standard APR 22.9% after 15 month 0% intro APR. SOOO EXCITED! Happy dance! So far...my highest limit "regular" card!!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
Re: Pulled the trigger early!

Congrats!! That's very nice to hear. I'm very happy for you :smileyvery-happy:

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
Re: Pulled the trigger early!

Thank you!!!! I'm surprised they approved me! I've applied to Chase a few times in the past and have always been denied for not enough reporting tradelines *frown*..Guess I have more than enough now! LMAO!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
kwazziee
Posts: 148
Registered: ‎09-26-2011
Re: Pulled the trigger early!
[ Edited ]

maiden_girl wrote:

I pulled the trigger earlier than expected on the Chase Freedom card!! My plan was to wait until my UTIL was down before applying for the card but I was in a good mood. So glad I went ahead with it!! Was instantly approved!!

 

So of course you get THIS message when you apply online.

 

Called the backdoor number to find out my limit!! It's $3k and standard APR 22.9% after 15 month 0% intro APR. SOOO EXCITED! Happy dance! So far...my highest limit "regular" card!!


What was your utl. at time of app? I am thinking of apping for this card but little scare.

 

EDIT: Opsy, forgot to congrat. Good job.

 

Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
Re: Pulled the trigger early!

kwazziee wrote:

maiden_girl wrote:

I pulled the trigger earlier than expected on the Chase Freedom card!! My plan was to wait until my UTIL was down before applying for the card but I was in a good mood. So glad I went ahead with it!! Was instantly approved!!

 

So of course you get THIS message when you apply online.

 

Called the backdoor number to find out my limit!! It's $3k and standard APR 22.9% after 15 month 0% intro APR. SOOO EXCITED! Happy dance! So far...my highest limit "regular" card!!


What was your utl. at time of app? I am thinking of apping for this card but little scare.

 

EDIT: Opsy, forgot to congrat. Good job.

 


Thankiess!!

 

My overall UTIL is 24% :smileyvery-happy:

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
Re: Pulled the trigger early!

lol you surely do haha show 'em how it's done :}

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Regular Contributor
kwazziee
Posts: 148
Registered: ‎09-26-2011
Re: Pulled the trigger early!

I am surprise at 24% and approved. So this mean each CCC has their own internal scoring system. From what other have psoted high utl means denied. Enjoy your card. Me so jealous:smileytongue:

Frequent Contributor
sakhalin070
Posts: 292
Registered: ‎08-28-2012
Re: Pulled the trigger early!

Congrats!  I was going to wait to get my UTIL down too before applying for the Discover More, but I pulled the trigger early too and also got approved.

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards

FICO: TU 781 EX 776 Last App: November 2012
Regular Contributor
Tran92
Posts: 217
Registered: ‎09-25-2012
Re: Pulled the trigger early!
Congrats what was your credit score when you got approved ?
TU 746 (10/13)
GOAL: 750+






Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012
Re: Pulled the trigger early!

woohooo!!!! Congrats!!!