Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
Re: Pulled the trigger early!

kwazziee wrote:

I am surprise at 24% and approved. So this mean each CCC has their own internal scoring system. From what other have psoted high utl means denied. Enjoy your card. Me so jealous:smileytongue:


24% isn't that high. I got instantly approved for the old CO PP with about 30% reporting. I was told that it was going to be discontinued so I applied immediately. A few days later it was gone, so I'm glad I pulled the trigger. Util didn't seem to be a deal-breaker there for Chase.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL