Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011
Re: Pulled the trigger early!

alboto wrote:

maiden_girl wrote:

alboto wrote:

I was approved 2 months ago with a 78% util. That was before I found myfico and all the nice people being able to help.


Woah! Approved with 78% util? That's amazing!


yeah! CL $500. The Credit analyst told me the reason they approved me was because I had Checking/savings with them for over 10 years.


Did you have to recon with them or was it instant approval? I was previously banking with WaMu before the buy out so I merged with Chase. I just haven't changed banks. They have a lot of account fees -_- lol

 

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015