Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012
Re: Pulled the trigger early!

maiden_girl wrote:

alboto wrote:

maiden_girl wrote:

alboto wrote:

I was approved 2 months ago with a 78% util. That was before I found myfico and all the nice people being able to help.


Woah! Approved with 78% util? That's amazing!


yeah! CL $500. The Credit analyst told me the reason they approved me was because I had Checking/savings with them for over 10 years.


Did you have to recon with them or was it instant approval? I was previously banking with WaMu before the buy out so I merged with Chase. I just haven't changed banks. They have a lot of account fees -_- lol

 


No, but I got the 7 to 10 days message. A couple of days later I got a call and got asked for security questions and right there I got approved. I then called the next day to get a higher CL to no avail (obvious reasons lol). now my uti. is in 23% and once a couple of PIF cards post by the 27th I'll be in 4%, that is when I'll try for a CLI and BCE.