Re: Lowes or Home Depot - which is better?[ Edited ]
10-09-2012 09:44 AM - edited 10-09-2012 09:46 AM
Well...Home Depot card is backed by Citi. Lowes is backed by GECRB. You'll probably have a better time with Lowes than Home Depot, IMO.
I have Walmart Discover with GECRB. Ive been wanting to app for Citi Forward card. Wondering if apping for Citi backed HD would be a good way to setup relationship with Citi so I could app for their card after refi in 8 months?
I doubt it. A lot of people thought they would get on Discover radar with Walmart Discover. Citi can kick rocks as farrrrr as I'm concerned. I applied to their card several times and they always deny me for stupid reason. They even have stupid reasons when you call to recon! I have Chase freedom now...GO away Citi! Lol.
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)