Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011
Re: Pulled the trigger early!

Dustink wrote:

maiden_girl wrote:

I pulled the trigger earlier than expected on the Chase Freedom card!! My plan was to wait until my UTIL was down before applying for the card but I was in a good mood. So glad I went ahead with it!! Was instantly approved!!

 

So of course you get THIS message when you apply online.

 

Called the backdoor number to find out my limit!! It's $3k and standard APR 22.9% after 15 month 0% intro APR. SOOO EXCITED! Happy dance! So far...my highest limit "regular" card!!


Are you sure they gave you the promo APR?

 

I was just approved for $5k and they did not approve the promo apr.

 

=

Those were the terms I applied under. I don't think they can suddenly revoke those terms--for a good reason I suppose. You should call about your card and ask.

 

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011
Re: Pulled the trigger early!

A thought just occurred to me!!

 

I wonder if I can...or should call Chase and ask them what bureau they pulled and what my current score is...lol has anyone ever done this before?

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Super Contributor
CS800
Posts: 6,547
Registered: ‎04-07-2008
Re: Pulled the trigger early!

Congrats !!

 

Good starting CL




Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011
Re: Pulled the trigger early!
[ Edited ]

THANKS EVERYONE!!

 

***UPDATE

 

Received my FREEDOM card today! It's the VISA version. It's kind of dull but it has like a reflector coloring in the card. It's blue obviously.

 

I'm not quite certain if they use international scoring or not but when I opened up the packaging it had credit score 692 and under scoring it says "application score" with the scores going between 100 and 990..Apparently this is a EXP score. Anyway it's an awesome little card!

 

CASH ADVANCE $1.5k

CREDIT LINE $3k

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012
Re: Pulled the trigger early!
Awesome! I love my Freedom :-) Of course, I already racked up a small balance on it lol it was only good for the $100 bonus 5% cashback on gas/restaurants, and 0% apr! Lolll
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
Tran92
Posts: 217
Registered: ‎09-25-2012
Re: Pulled the trigger early!
Is there a minimum income that is required and do they verify it via pay stubs? I plan on trying to app for a freedom in a year, but I only make about 10-15k annually.
TU 746 (10/13)
GOAL: 750+






Contributor
bellrod44
Posts: 76
Registered: ‎12-05-2011
Re: Pulled the trigger early!

Does anyone know any sort of "guidlines" for the scores to approve you for a Freedom? I want to apply, but I don't think I'll be approved since I only have one credit card. I really want to get in with a good rewards program. I just upgraded to the BofA 1-2-3 Rewards, but would like another decent card.

Cards in my wallet: BofA 1-2-3 Rewards - $3,000 (5/2012), Walmart - $350 (9/2012), Home Depot - $500 (10/2012), US Bank - $1,000 (11/2012)
Contributor
qtcbcute
Posts: 97
Registered: ‎06-28-2008
Re: Pulled the trigger early!

I also pulled the trigger early (last night) and got instantly approved for $3000 too! I'm so excited because I have been eyeing this card for a while. What surprised me the most is because I am a Chase customer with savings and checking accounts, the card was instantly added to my online accounts.  This is great for me.  Congratulations to you as well maiden_girl!


maiden_girl wrote:

I pulled the trigger earlier than expected on the Chase Freedom card!! My plan was to wait until my UTIL was down before applying for the card but I was in a good mood. So glad I went ahead with it!! Was instantly approved!!

 

So of course you get THIS message when you apply online.

 

Called the backdoor number to find out my limit!! It's $3k and standard APR 22.9% after 15 month 0% intro APR. SOOO EXCITED! Happy dance! So far...my highest limit "regular" card!!


 



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Goal Score: 720


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Contributor
supersam101
Posts: 94
Registered: ‎06-16-2012
Re: Pulled the trigger early!

Congrats how old is your oldest credit card.

Discover IT Student $3k. Bankameri better balance $3k.
Chase freedom 2.5k
Contributor
qtcbcute
Posts: 97
Registered: ‎06-28-2008
Re: Pulled the trigger early!

I have a secured card from a credit union from 2005.  I always said I was going to close it but never got around to it.  Maybe now I will...I think!



Starting Score: ?
Current Score: ?
Goal Score: 720


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