Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
Re: Lowes or Home Depot - which is better?

youngandcreditwrthy wrote:

+1 maidengirl... Citi can kiss it... the only card I'd consider app'ing for them is the Diamond... LOL... but that'd only be for the 0% for 18 mos, which I don't need lol as most of my cards are already at 0%...Citi always denied me in the past; they aren't worth it atm. OHH maidgengirl, you want that Forward card!!!!! :-P


Citi was SO RUDE to me on my recon back in like Jan of this year, even with a 670+ FICO... my only reason for denial was bc of a PD CO for $280 back in like '06- it was even on my CR disputed as a fraud account (which it was/is).


GECRB and DFS (Disc Fin Svcs) are not related LOL


ooo speaking of that!!! I got the new Walmart Discover design in the mail the other day... looks more legit without "Walmart" scrolled across the card HAHA

LOL. I wanted it but eh...not anymore. I really just wanted a VISA something and decided hey lets try citi b/c I liked their Forward line features but they have been tough to get approved for. They are bothered by everything on your CR. Last I applied which was a few weeks ago, it was denied due to too many inquires...from 2010... -_- When I was auto loan shopping..

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)