Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012
Re: Which AMEX Would Be Good for this Profile?

Johnny_Favorite wrote:

Do you think they will approve her for blue cash despite her 5 inquiries? I have a feeling they are going to pull Experian (she's in California)

 

Would Zync be less inquiry sensitive?

 


zync is not offered anymore. 

 

but if she wants no af i would go for bce. (blue cash everyday) 

 

are those inq all in the past year

honestly though with her aaoa and spotless record even with a year of cards (since its not reported yet just the inq) 

i would think she would be fine but its all ymmv. 

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000