Established Contributor
Posts: 932
Registered: ‎06-12-2012
Re: Chase recon?

kwazziee wrote:

migliogiorni wrote:

What is your overall uti, is this your only card? recons can be requested immediately. 


My overallutl. is around  50%. Which is mainly my DW Freedom card. I have AMEX, CapOne, Discover, Wally Discover, Citi all in good standing. Should I app and then recon right away if denied? Thanks again.


No, you should re-read my post and realize your DW's utilization has no impact on your own approval/denial.

JP Morgan Select $10k | Citi TY Premier $15k | PenFed PlatRewards $22k | BofA AMEX $15k | Chase Freedom $20k | Discover IT $10k | Barclay Arrival+ 25k | AMEX SPG $10k | NASA Platinum-Advantage $10k | CapOne Quicksilver $5k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!