You'll need to get your utilization rate to <30% and have a score near 700 to get the premium airline cards. Your best bet may be the Southwest Airlines card, not the upper card, but the lower card. I only say this because my mother in-law has a FICO score in the 660s and she was approved for it. Good luck!
(If your charge offs included Chase, don't waste your time applying for SW Visa, they don't forget bad debt)
TU 743 as of 5/12
EQ 765 as of 10/12
EX Plus 780 as of 7/12
Cards in wallet: Chase Sapphire Preferred ($25k) Chase Freedom (8k) NFCU Platinum ($24k) HHonors Reserve ($11k)
United MileagePlus Explorer ($17k)
