Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010
Re: Paypal Bill Me Later

It is an unusual account.

 

No reporting to CB, unless you default.  So you can use deferred interest without effecting your utilization.

 

Lot of deffered interest deals for 6 months or more.   Deffered interest means you are charged interest from the date of purchase, if you don't pay it off in time.

 

You can try to charge over your CL anytime you want (no HP) and they will accept or decline right then.    So CL grow incrementally and dynamically.   

 

DW is very happy with it.